AICON'26 · Financial intelligence built for Pakistan

See cash trouble before it happens.

نقدی کی کمی سے پہلے خبردار — اور بچاؤ کا منصوبہ بھی

FinDost turns your records into a 30-day cash forecast, warns you before a projected shortage, tests what-if shocks and compares recovery options — with every figure calculated from your own records.

  • PKR & lakh/crore
  • Urdu explanations
  • No bank logins needed
  • Works without paid AI

30-day cash forecast

Rs. 118,000 today

High risk

Figures from the fictional demo shop (Bilal General Store); the chart is a simplified illustration

Digital KhataUdhaar trackingCSV importCash-flow forecastEarly warningsShock simulatorRecovery optionsBudget vs actualSavings goalsData checksApprovals & team rolesInventory insightsPrintable reportsCopilot in English & UrduDigital KhataUdhaar trackingCSV importCash-flow forecastEarly warningsShock simulatorRecovery optionsBudget vs actualSavings goalsData checksApprovals & team rolesInventory insightsPrintable reportsCopilot in English & Urdu

How it works

From a paper khata to a plan

A calculation engine does the maths; AI only helps with wording, and only with your consent. Each step produces numbers you can check.

1

Input

Khata entries, CSV statements, bills and udhaar

2

Analyze

Exact paisa ledger, cash vs revenue vs credit

3

Predict

Daily forecast with a range for everyday variation

4

Explain

Every alert shows its evidence and limits

5

Recommend

Recovery options priced by the engine

6

Simulate

Floods, price rises, late customers

7

Measure

Synthetic benchmark with its limits stated

Features

What FinDost does

ڈیجیٹل کھاتہ

Digital Khata

Sales, expenses, udhaar and supplier credit in one ledger. A credit sale is revenue — but never confused with cash.

پیشگوئی

Cash-flow forecasting

A day-by-day cash projection for the next 30 days, built from your recorded bills, invoices and spending patterns, with a range for everyday variation.

انتباہ

Early warnings

Shortages, reserve breaches, overdue customers, bill spikes and unusual entries — each with evidence and next steps.

جھٹکا ٹیسٹ

Shock simulator

What if sales drop 20%, a flood closes the shop, or your biggest customer pays late? See the new low point and date.

بحالی

Recovery strategies

Collect, renegotiate, delay or cut — every option re-runs the forecast and is ranked by your own priorities.

مددگار

Urdu Copilot

“Kya main agle hafte 50,000 kharch kar sakta hoon?” Figures in answers are calculated from your records; questions it can't answer from them are declined.

ڈیٹا شامل کریں

Smart CSV import

CSV files from bank or wallet statements, with Roman Urdu headers, Rs. formats and DD/MM dates. Rows are validated and likely duplicates are flagged for you to confirm.

رازداری

Private by design

A workspace is visible only to its owner and the people they invite. No bank passwords. AI is used only with your consent: with customer names masked it can help understand a Copilot question and word the answer, and it reads receipt photos you upload for your review. Your figures are calculated by FinDost's own engine, not by AI.

پاکستان کے لیے

Made for Pakistan

PKR everywhere, lakh/crore summaries, Urdu explanations and simple words for profit, udhaar and cash flow.

Measured, not claimed

We test the forecaster on synthetic businesses, using days it was not shown

—

Synthetic test businesses

—

Shortages caught within 14 days

—

False alarms vs naive rule

—

Average notice before a caught shortage

Measured on synthetic, held-out test businesses generated from our own assumptions — these figures describe the software's behaviour, not real-world outcomes.

Who it's for

Four account types

Pick yours at sign-up. Your account type decides your modules. Enterprise owners can invite team members with set roles.

Sustainable Development Goals

Built toward resilience, measured honestly

FinDost relates to these UN SDG targets. Software alone doesn't achieve them — below we keep what we measure separate from what we hope.

1.4Access to financial services
1.5Resilience to shocks
8.3Support for micro & small enterprises
9.3Small enterprises' access to finance
10.2Inclusion

Check your cash outlook before the month ends.

آج ہی تیاری شروع کریں